Banks licensed to operate in Nigeria as of January 2nd 2006
Central Bank of Nigeria
We do not have the websites addresses of all the banks
*UPDATE* July 2015, I still get regular emails from people asking if the lottery they won is real, or if the inheritance money is in the bank as claimed in the email they received, the answer is NO. If you receive an email from someone claiming to be from a bank, or claiming to hold lottery winnings in a bank for you, then you can be sure that it’s a scam. Banks don’t contact people out of the blue saying they have lottery winnings for you, so just delete the email you received. The same applies if you get an email stating that someone has died and has left millions of dollars for you, that’s a simple inheritance scam email, there’s no inheritance for you in an African or any other bank, just delete it.
*IMPORTANT NOTE: There was a consolidation exercise in the banking industry in Nigeria On January 2nd 2006, the CBN announced that there are now just 25 (Twenty five) banks licensed to operate in Nigeria. The table below shows the banks still in operation.
The names of banks that are crossed off below are the banks that have ceased to exist since January 2nd 2006, so, if you receive an email from someone saying they’re from a Nigerian bank, and if it is crossed of below, you can be certain you are being scammed as that bank no longer exists.
Please bear in mind that scammers often abuse the names of the Central Bank of Nigeria (CBN) and other Nigerian banks in their scams, no Nigerian bank uses any free email addresses such as firstname.lastname@example.org, email@example.com, firstname.lastname@example.org, email@example.com, firstname.lastname@example.org, email@example.com, those are all email addresses that scammers register for free, a real bank would only ever email anyone from an email address that matches their website domain name, for example, the CBN website domain name is www.cenbank.org so, emails from them would be in the form of firstname.lastname@example.org, anything other than that and you are in contact with a scammer!
Also be aware that scammers often register domain names that sound like the names of real bank websites, and use those domain names to set up email accounts to make themselves look like a real bank, they also set up whole fake bank websites which include fake accounts that they give victims the login details for, so that a victim thinks they’re seeing real amounts of money listed in an account in their name, except that the money doesn’t exist in the account at the fake bank website, so, if you are told there’s money waiting for you in any bank, it’s a scam.
Please also be aware that scammers spoof emails to make it look like it has been sent from a legitimate bank email address, except that they obviously cannot receive replies back to that same spoofed address, as they are not from the bank, so they will always have to give an alternative email address to reply to them. They also buy domain names and place fake bank websites on those domains, they use domain names such as www.centralbankng.com to fool victims in to believing they are the real Central Bank of Nigeria (CBN) or other banks.
Scams that fraudsters commonly perpetrate are inheritance/next of kin scams (dead relative), contract scams and lottery scams, see note below
The following paragraphs were provided by the Central Bank of Nigeria (CBN), these are their own words concerning lotteries and inheritances, this applies to all Nigerian banks, and the same would apply to any bank anywhere in the world.
Do you intend to claim an inheritance or lottery?
The CBN is the apex bank in Nigeria – much like other central banks and reserve banks in other countries. The CBN does not maintain accounts for individuals or private companies. If you have received memos, faxes, telephone calls, e-mails, etc in respect of any inheritance claim or lottery win purporting to emanate from the CBN, you have been contacted by fraudulent scammers.
The CBN does not keep account of any inheritance or conduct any form of Lottery nor engage in transfers of winnings of any lottery in Nigeria or any other country. Please view CBN Advance Fee Fraud (419) – (Fraud Examples) for further details.
Another update, as an example, this is a scam email I received on July 29th, 2015, which mentions the Central Bank, and is telling people they can claim millions of dollars in compensation for being scammed. This is a typical scam email which is known as the Money recovery Scam, which targets people who may have been victims of previous scams, and also mentions contractors who may have had dealings in a foreign country, for which they were not paid, which is another common scam format.